/* Pacific West Bonds: static, mobile-first visual system */
:root {
  --ink: #13233b;
  --muted: #526173;
  --paper: #f6f9fc;
  --white: #ffffff;
  --line: #d9e3ee;
  --blue: #1367c8;
  --blue-dark: #0b4d9b;
  --sky: #e6f3ff;
  --green: #18704b;
  --warm: #f8f2e7;
  --shadow: 0 18px 45px rgb(19 35 59 / 0.10);
  --radius: 14px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font-family: Arial, Helvetica, sans-serif; font-size: 16px; line-height: 1.55; }
a { color: inherit; }
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible { outline: 3px solid #ffb703; outline-offset: 3px; }
img { display: block; max-width: 100%; }
button, input, select, textarea { font: inherit; }
.skip-link { position: fixed; left: 1rem; top: -5rem; z-index: 100; padding: .75rem 1rem; background: var(--ink); color: #fff; border-radius: 8px; }
.skip-link:focus { top: 1rem; }
.site-header { position: sticky; top: 0; z-index: 20; background: rgb(255 255 255 / .96); border-bottom: 1px solid var(--line); backdrop-filter: blur(10px); }
.header-inner, .container { width: min(1120px, calc(100% - 2rem)); margin: 0 auto; }
.header-inner { min-height: 70px; display: flex; align-items: center; flex-wrap: wrap; gap: .4rem; justify-content: space-between; }
.brand { display: flex; align-items: center; min-width: 0; text-decoration: none; }
.brand img { width: 112px; height: auto; }
.tagline { display: none; color: var(--muted); font-size: 1rem; font-weight: 700; letter-spacing: .02em; }
.nav-toggle { width: 48px; height: 48px; border: 1px solid var(--line); background: var(--white); color: var(--ink); border-radius: 9px; font-weight: 700; }
.site-nav { display: none; position: static; flex-basis: 100%; padding: .5rem 1rem 1rem; background: var(--white); border-bottom: 1px solid var(--line); }
.site-nav.is-open { display: grid; gap: .25rem; }
.site-nav a { padding: .75rem; text-decoration: none; border-radius: 8px; font-weight: 700; }
.site-nav a:hover { background: var(--sky); color: var(--blue-dark); }
.call-button, .button { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: .75rem 1rem; border: 0; border-radius: 10px; background: var(--blue); color: #fff; text-decoration: none; font-weight: 800; line-height: 1.1; box-shadow: 0 4px 0 var(--blue-dark); }
.call-button { display: inline-flex; min-height: 44px; padding: .55rem; font-size: 1rem; white-space: nowrap; }
.button:hover, .call-button:hover { background: var(--blue-dark); }
.button:active, .call-button:active { transform: translateY(2px); box-shadow: 0 2px 0 var(--blue-dark); }
.button.secondary { background: var(--white); color: var(--blue-dark); border: 1px solid var(--blue); box-shadow: none; }
.button.secondary:hover { background: var(--sky); }
.hero { overflow: hidden; padding: 3.5rem 0 2.5rem; background: var(--white); }
.hero-grid { display: grid; gap: 2rem; align-items: center; }
.eyebrow { margin: 0 0 .6rem; color: var(--blue-dark); font-weight: 800; font-size: 1rem; }
h1, h2, h3 { margin: 0; line-height: 1.07; letter-spacing: -.035em; }
h1 { max-width: 11ch; font-size: clamp(2.45rem, 10vw, 4.5rem); }
h2 { font-size: clamp(1.9rem, 6vw, 3rem); }
h3 { font-size: 1.25rem; }
.hero-copy > p:not(.eyebrow) { max-width: 36rem; margin: 1.25rem 0 1.5rem; color: var(--muted); font-size: 1.1rem; }
.hero-actions { display: grid; gap: .8rem; max-width: 22rem; }
.hero-art { position: relative; min-height: 295px; padding: 1.25rem; background: linear-gradient(135deg, #0e437f, #1a78d4); border-radius: var(--radius); box-shadow: var(--shadow); color: #fff; }
.hero-art::before { content: ""; position: absolute; inset: 1rem; border: 1px solid rgb(255 255 255 / .45); border-radius: 10px; }
.hero-art > * { position: relative; }
.hero-art .art-kicker { margin: 0; opacity: .8; font-weight: 700; }
.hero-art strong { display: block; max-width: 8ch; margin-top: 3rem; font-size: clamp(2rem, 7vw, 3.6rem); line-height: .96; }
.hero-art .art-number { position: absolute; right: 1.4rem; bottom: 1.1rem; font-size: 1.05rem; font-weight: 800; }
.trust { padding: 1rem 0; background: var(--ink); color: #fff; }
.trust-inner { display: grid; gap: .4rem; font-size: 1rem; }
.trust strong { color: #b8ddff; }
.section { padding: 3.6rem 0; }
.section.white { background: var(--white); }
.section.tight { padding-top: 2.5rem; padding-bottom: 2.5rem; }
.section-heading { max-width: 42rem; margin-bottom: 1.7rem; }
.section-heading p { margin: .9rem 0 0; color: var(--muted); }
.service-grid, .state-grid, .detail-grid { display: grid; gap: 1rem; }
.service, .state-card, .detail-card { padding: 1.3rem; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); }
.service { border-left: 5px solid var(--blue); }
.service p, .state-card p, .detail-card p { margin: .55rem 0 0; color: var(--muted); }
.service a { display: inline-block; margin-top: .8rem; color: var(--blue-dark); font-weight: 800; }
.process { display: grid; gap: 1.2rem; counter-reset: step; }
.process article { position: relative; padding: 1.2rem 0 0 3.4rem; border-top: 1px solid var(--line); }
.process article::before { counter-increment: step; content: counter(step); position: absolute; left: 0; top: 1rem; display: grid; width: 2.35rem; height: 2.35rem; place-items: center; background: var(--blue); color: #fff; border-radius: 50%; font-weight: 800; }
.process p { margin: .5rem 0 0; color: var(--muted); }
.callout { padding: 1.6rem; background: var(--warm); border-radius: var(--radius); border: 1px solid #e7d5ad; }
.callout p { margin: .6rem 0 1rem; color: #58471f; }
.split { display: grid; gap: 1.5rem; }
.list-check { margin: 1rem 0 0; padding: 0; list-style: none; }
.list-check li { position: relative; margin: .65rem 0; padding-left: 1.55rem; }
.list-check li::before { content: "✓"; position: absolute; left: 0; color: var(--green); font-weight: 900; }
.price-table { width: 100%; border-collapse: collapse; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.price-table th, .price-table td { padding: 1rem; text-align: left; border-bottom: 1px solid var(--line); }
.price-table th { background: var(--ink); color: #fff; }
.price-table tr:last-child td { border-bottom: 0; }
.faq { border-top: 1px solid var(--line); }
details { padding: 1rem 0; border-bottom: 1px solid var(--line); }
summary { cursor: pointer; font-size: 1.08rem; font-weight: 800; }
details p { max-width: 52rem; margin: .75rem 0 0; color: var(--muted); }
.quote-layout { display: grid; gap: 1.4rem; align-items: start; }
.quote-panel { padding: 1.4rem; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); }
.form-grid { display: grid; gap: 1rem; }
.field { display: grid; gap: .35rem; }
.field label { font-weight: 800; }
.field input, .field select, .field textarea { width: 100%; min-height: 48px; padding: .7rem .8rem; background: #fff; color: var(--ink); border: 1px solid #9babbc; border-radius: 8px; }
.field textarea { min-height: 120px; resize: vertical; }
.form-note, .form-status { color: var(--muted); font-size: 1rem; }
.form-status { min-height: 1.4em; margin: .7rem 0 0; font-weight: 700; }
.site-footer { padding: 2.2rem 0; background: var(--ink); color: #fff; }
.footer-grid { display: grid; gap: 1.3rem; }
.footer-grid p { margin: .3rem 0; color: #d4deea; }
.footer-grid a { color: #fff; }
.footer-brand { width: 190px; filter: brightness(0) invert(1); }
.license-line { color: #b8ddff !important; font-weight: 700; }
@media (min-width: 720px) {
  .hero { padding: 5.5rem 0 4.2rem; }
  .hero-grid { grid-template-columns: 1.08fr .92fr; gap: 3.4rem; }
  .hero-actions { grid-template-columns: 1fr; max-width: 22rem; }
  .hero-art { min-height: 365px; }
  .trust-inner { grid-template-columns: repeat(3, auto); justify-content: space-between; }
  .service-grid { grid-template-columns: repeat(2, 1fr); }
  .state-grid { grid-template-columns: repeat(3, 1fr); }
  .detail-grid { grid-template-columns: repeat(3, 1fr); }
  .process { grid-template-columns: repeat(3, 1fr); }
  .process article { border-top: 0; border-left: 1px solid var(--line); padding: 0 1rem 0 3.25rem; }
  .process article::before { top: 0; left: .55rem; }
  .split { grid-template-columns: 1fr 1fr; gap: 3rem; }
  .quote-layout { grid-template-columns: .8fr 1.2fr; gap: 2rem; }
  .form-grid.two { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1.2fr 1fr 1fr; }
}
@media (min-width: 1100px) {
  .header-inner { min-height: 76px; flex-wrap: nowrap; gap: 1rem; }
  .brand { flex: 0 0 330px; }
  .brand img { width: 155px; }
  .tagline { display: block; }
  .nav-toggle { display: none; }
  .site-nav { position: static; display: flex; flex-basis: auto; align-items: center; gap: .1rem; padding: 0; background: transparent; border: 0; margin-left: auto; }
  .site-nav a { padding: .6rem .55rem; font-size: 1rem; }
  .call-button { min-height: 48px; font-size: 1rem; }
}
@media (min-width: 960px) { .hero-actions { grid-template-columns: auto auto; max-width: none; justify-content: start; } }
@media (min-width: 960px) { .site-nav a { padding-inline: .72rem; } }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; } }